by the law office of:
Kennedy Karlson, Esq.
to practice before the Court of New York State
the Federal Courts of the Southern, Eastern, Western and Northern
But I Can't Afford an Attorney:
MY FEES LOW BY
KEEPING EXPENSES LOW.
Call me. If you get voice mail, leave a message. I will try
to work with clients to agree upon reasonable fees and
payment arrangements that most working people can afford. If I were to
charge more than people could afford, I would not make money. I
encourage you to call me and see if you can afford my fees.
Do I Know if You're REALLY an Attorney?
Why Don't I Try to Work
This Out Myself? I Can Always Call You if Need Help Later.
Sure, you have the right to
represent yourself, and you can call me if you have been representing
yourself. There may, however, be opportunities which could be exploited
early that may not still be there later. You could miss chances to
Think of your
case like a flowchart, or perhaps even a maze. The bank has their
attorneys who are trying very deliberately to move the case in the
direction they want it to go. The longer you let them work towards
their objective the closer they will usually come to it.
There Some Free Legal Help Available?
may be, although oftentimes there are stringent residency and income
requirements attached. Good Luck finding a free attorney who'll stand
next to you before the judge or write up paperwork tailored to the
precise facts of your specific case. Good Luck finding a pro-bono
attorney with the time to discuss your case and all of your options in
This is your House on the Line. How much is Your Home Worth? Think about what you have to lose and
ask yourself: Do you REALLY want to gamble YOUR HOUSE on representing yourself with some
"fill-in-the-blank" forms and a 15 minute consultation with some
pro-bono who doesn't even have time to learn the specifics of your case
and who isn't even going to stand next to you before the Judge?
You could cut your own hair, but do you?
That is a legitimate question. Call
can tell you where you can go on-line to verify my admission
practice before the Courts of the State of New York. That is an
official court website. It is VERY IMPORTANT that you spell the name
correctly when you type it in. If you are considering hiring me for
bankruptcy or some other federal matter I will tell you how to check me
out with the appropriate federal court. I will take no offense at any
read all your stuff, I'm as smart as you are, now I can go do it myself:
yourself is called proceeding pro-se. You have the right to
represent yourself in court if you wish, but there are a few things to
consider. Experience is one important factor. With your home
the line, can you afford to learn-as-you-go? There are other factors
Professional Courtesy: Why
don't sharks eat lawyers? Professional
courtesy. When I was in law school I got a traffic ticket and I wanted
to fight it. I went to Traffic Court and I sat near the front and
listened in on what the lawyers were doing. I figured I could learn
quickly. Many times when the case was adjourned the new date was
inconvenient for the attorney. The attorney would tell the
The Judge would then hand him a small calendar and tell the attorney to
pick out a date that was convenient. When it was my turn and they gave
me a date that was inconvenient, I tried the same thing. I spoke to the
Judge respectfully, just as the attorneys did. But the answer I got was
"If you are not here on that date a warrant will be issued for your
arrest." I accepted the adjournment, left the building and hired an
Nobody Likes a Wisemouth:
If your attorney raises some intricate and
complicated aspect of law in your defense, they look like a smart
attorney. If you try to raise the same exact thing in your defense you
may look like a wisemouth. Nobody likes a wisemouth.
between attorneys and their clients are generally privileged. That
means if the Lender's attorney asks me for privileged information I can
tell him that the information is privileged. The Lender's attorney,
being an attorney, will understand that privileged communications
cannot be shared. If you proceed pro-se and the Lender's attorney asks
you something and you just say "I don't want to tell you that", you
risk looking like an uncooperative wisemouth. Having them form this
opinion of you is detrimental to the achievement of a negotiated
It's Not Personal, It's Just Business:
If you try to negotiate with
your Lender they may try to play an intimidation game on you. They are
less likely to try that against another attorney. If your attorney
contests the matter, that is understandable to the Lender's attorneys.
It's just business. It's what attorneys are paid to do. It's not
personal. It should be no barrier to a future settlement.
Business Entities Cannot
Proceed Pro-se: If
your property is owned in the name of a Corporation, LLC or similar
entity, the courts prohibit such entities from representing themselves.
It doesn't matter if you're a 100% shareholder and founder of the
this page was a trick, it's just a lot of argument why
I should not represent
myself, where's the: Real Do-it-Yourself Page
Stages of Foreclosure
reminders through eviction
Special Types of Foreclosure
Real Estate Taxes,
JER, XSpand Loan Modification,
Short Sales, Deed-in-Lieu
Scams to Avoid