by the law office of:
Kennedy Karlson, Esq.
to practice before the Court of New York State
the Federal Courts of the Southern, Eastern, Western and Northern
Doctor, Syracuse University School of Law, 1990
Admitted to practice law
before the Courts of the State of New York, 1991
Admitted to practice before
the United States District and Bankruptcy Courts for the
Southern, Eastern, Western and Northern Districts of New York.
beginning to practice law in 1991 I have handled a wide variety of
matters relating to foreclosure and foreclosure-related
bankruptcies. What is listed below is just a few examples of
of the work that I
have done on behalf of homeowners facing foreclosure. None of this
should be misconstrued as any kind of assurance that your case will
out similarly. Every lawyer who isn't afraid to fight for their clients
loses some of their cases. I hate to lose, but it can happen. Any
lawyer who tells you they've never lost a case is either lying or is
too afraid to take anything to court.
- Successfully Litigated against the Bank on the
Limitations, and had the Mortgage Expunged from the Public
Record. I have done this more than once. (This kind of
absolute win is very rare
and requires the right circumstances)
- Had numerous Order to Show Cause signed by a
Judge to stay an auction sale, at least temporarily.
- Reversed the bank's Sale of Co-op shares AFTER the Auction.
- Chapter 11 confirmed and successfully
- Chapter13 confirmed and successfully
completed, even in the Eastern District of New York. (The
Bankruptcy Trustees there, and one in particular, are
tougher than elsewhere.)
- Had Bankruptcy reorganization plans confirmed
for clients with prior bankruptcies.
- Successfully Defended a Client against claims
for $99,000 in
third party legal fees by appealing the matter from the US Bankruptcy
Court to the United States District Court.
- Successfully Negotiated loan modifications with Lenders,
after court action.
- Successfully Negotiated loan modifications with
Lenders without any court action.
- Successfully Negotiated with Lenders
to accept Short Sales (where the Lender agrees
to accept less than the full amount owed in full satisfaction
of the debt)
- Successfully litigated the issue of
the amount owing.
- Successfully defended clients against
the Lender's claims for legal fees.
- Successfully negotiated the issue of
the amount owing, including getting a Lender with a $180,000
judgment to accept $60,000.
- Successfully gotten cases
dismissed (including eviction & foreclosure).
- Successfully gotten properties out of HPD's Third Party
- Initiated Third-Party actions against loan brokers and
others involved in refinancings where money has gone missing.
- Defended spouses and co-signers from liability.
- Won many other cases that are not
related to foreclosure.
All the Chapters
Stages of Foreclosure
From polite reminders
Special Types of Foreclosure
Real Estate Taxes, JER, XSpand Loan Modifications, Reinstatements,
Short Sales, Deed-in-Lieu